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People Say:

Credits perfect but I don't even need it cuz Dave Ramsey taught me right. Life is good.
I listened to a few minutes of Dave Ramsey's podcast this morning and it made me feel so irresponsible.
A budget is telling your money where to go instead of wondering where it went. -Dave Ramsey
"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make." - Dave Ramsey
The enemy of the best is not the worst. The enemy of the best is just fine." -Dave Ramsey